RBI Repo Rate Cut remains steady to boost buying ahead of the festive Season

On 01st October RBI gift property buyers a strong intent to invest Indian real estate. The Monetary Policy Committee (MPC) of Reserve Bank of India kept repo rate unchanged from 5.5%. Market leaders assume the step as a way to balance inflation and homebuying sentiment in the festive season. 

Earlier in the year, a 100 basic point cut and now the decision to remain stagnant at the previous rate unfurls wave of happiness amongst developers. According to real estate expert, the decision of not changing RBI repo rate cut will bring sustainable momentum in Indian real estate sector. 

The unchanged rates will foster affordability as it aligns well with the GST reform 2.0 in the country. The stable homeloan EMIs and unchanged repo rate by RBI will allow investors on the fence to unlock dream immovable asset. 

“Along with the recent GST cuts and range-bound inflation, the announcement is likely to lift consumer sentiment and may encourage greater demand across key sectors in the coming weeks. In real estate, it signals a steady growth outlook and reinforces market confidence, offering long-term predictability to developers and homebuyers.”, said Anshuman Magazine, chairman & CEO - India, South-East Asia, Middle East & Africa, CBRE.

He further elaborate that the signal is clear that stability is the future of Indian real estate for both investors and developers. Keeping in min, the US Tariff issue and festive season in the country, now is the perfect ecosystem to invest in Indian real estate. 

“The combination of stable interest rates and lower construction costs creates a favourable environment for housing demand, especially during the ongoing festive season.” Anuj Puri, chairman,  Anarock Group.

Things Existing Homebuyers Must Consider 

The existing homebuyers can either prepay the home loan or can opt to pay in lumpsum to maintain their balance. 

Also, the change of home loan lender is another possible option to try for reaping the benefit of RBI repo rate cut ahead of the festive season.