Why Consider a Top-Up Home Loan This Festive Season? Key Tips for Home Loan Borrowers This Diwali What is a Top-Up Home Loan? A top-up home loan is an additional loan amount you can borrow over and above your existing home loan. This facility is usually available to borrowers with a good repayment track record, and the top-up loan is offered by the same lender who sanctioned your original home loan. It comes with: Lower interest rates compared to personal loans Longer repayment tenures Minimal documentation Key Tips for Home Loan Borrowers This Diwali The festive season, especially Diwali, is not just about lights, sweets, and celebrations—it’s also a time when many individuals revisit their financial goals and plan for big-ticket expenses. From home renovations and interior upgrades to debt consolidation or funding a child's education, managing large expenses smartly becomes crucial. One financial product that has gained popularity in recent years around festive seasons is the...